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Miser

Person who is reluctant to spend

  • 34 min read
  • 3 chapters

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Through Need, Sigmund Freud and Usury

Misers have been a perennial object of popular fascination and a source for writers and artists in many cultures.

Accounting for misers

One attempt to account for miserly behaviour was Sigmund Freud's theory of anal retentiveness, attributing the development of miserly behaviour to toilet training in childhood, although this explanation is not accepted by modern evidence-based psychology.

In the Christian West the attitude to those whose interest centred on gathering money has been coloured by the teachings of the Church. From its point of view, both the miser and the usurer were guilty of the cardinal sin of avarice and shared behaviours. According to the parable of the Elm and the Vine in the quasi-Biblical Shepherd of Hermas, the rich and the poor should be in a relationship of mutual support. Those with wealth are in need of the prayers of the poor for their salvation and can only earn them by acts of charity. A typical late example of Christian doctrine on the subject is the Reverend Erskine Neale's The Riches that Bring No Sorrow (1852), a moralising work based on a succession of biographies contrasting philanthropists and misers.

Running parallel has been a disposition, inherited from Classical times, to class miserly behaviour as a type of eccentricity. Accounts of misers were included in such 19th century works as G. H. Wilson's four-volume compendium of short biographies, The Eccentric Mirror (1807). Such books were put to comic use by Charles Dickens in Our Mutual Friend (serialised 1864–1865), with its cutting analysis of Victorian capitalism. In the third section of that novel, Mr Boffin decides to cure his ward Bella Wilfer of her obsession with wealth and position by appearing to become a miser. Taking her with him on a round of the bookshops,

Mr Boffin would say, 'Now, look well all round, my dear, for a Life of a Miser, or any book of that sort; any Lives of odd characters who may have been Misers.' .... The moment she pointed out any book as being entitled Lives of eccentric personages, Anecdotes of strange characters, Records of remarkable individuals, or anything to that purpose, Mr Boffin's countenance would light up, and he would instantly dart in and buy it.'

In the following chapter, Mr Boffin brings a coachload of the books to his premises and readers are introduced to a selection of typical titles and to the names of several of the misers treated in them. Among the books appear James Caulfield's Portraits, Memoirs, and Characters of Remarkable Persons (1794–1795); Kirby's Wonderful Museum of Remarkable Characters (1803); Henry Wilson's Wonderful Characters (1821); and F. Somner Merryweather's Lives and Anecdotes of Misers or The Passion of Avarice displayed in the parsimonious habits, unaccountable lives and remarkable deaths of the most notorious misers of all ages (1850).

The majority of the misers are 18th century characters, with John Elwes and Daniel Dancer at their head. The first account of Elwes' life was Edward Topham's The Life of the Late John Elwes: Esquire (1790), which was initially published in his paper The World. The popularity of such accounts is attested by the seven editions printed in the book's first year and the many later reprintings under various titles. Biographies of Dancer followed soon after, at first in periodicals such as the Edinburgh Magazine and the Sporting Magazine, then in the compendiums Biographical Curiosities (which also included Elwes) and The Strange and Unaccountable Life of Daniel Dancer, Esq. ... with singular anecdotes of the famous Jemmy Taylor, the Southwark usurer (1797), which was often to be reissued under various titles.

Jemmy Taylor's name also appears in the list of notable misers that Mr Boffin enumerates. He is coupled with the banker Jemmy Wood of Gloucester, a more recent miser about whom Dickens later wrote an article in his magazine All the Year Round. Others include John Little (who appears in Merryweather), Reverend Mr Jones of Blewbury (also in Merryweather) and Dick Jarrel, whose surname was really Jarrett and an account of whom appeared in the Annual Register for 1806. The many volumes of this publication also figured among Mr Boffin's purchases.

Two more of the misers mentioned made their way into other literary works. John Hopkins, known as Vulture Hopkins, was the subject of a scornful couplet in the third of Alexander Pope's Moral Essays, "Of the Use of Riches":

When Hopkins dies, a thousand lights attend
The wretch who living saved a candle's end.

John Overs, with a slight change to his name, became the subject of a three-act drama by Douglas William Jerrold, John Overy or The Miser of Southwark Ferry (1828), roughly based on an incident when he feigned death to save expenses and was killed by accident.

Another public source of information about misers, in Scotland at least, was the prose broadside. One example concerns Isobel Frazer or Frizzle, who died in Stirling on 26 May 1820. Much of the broadside is taken up with detailing the contents of her three rooms, into which she had let no one enter. Not more than £8 in currency was discovered there, but she had bought and hoarded many articles of dress over the years, although rarely wearing them. She had also carefully picked up every pin that fell in her way, till she nearly filled one hundred pincushions. In addition to much other bric-a-brac, there were a great number of buttons, which had been cut off old coats. This makes her sound more like a compulsive hoarder than the "Female Miser" that she is called in the report. The title was more deserved by Joseph MacWilliam, who was found dead of a fire on 13 June 1826. A servant whose home was a damp Edinburgh cellar without either bed, chair or table, his colleagues and neighbours claimed to have seen him in the same threadbare clothes for 15 years. After his death, property to the value of more than £3,000 was found in the cellar, some in the form of property deeds, and more in bank receipts.

Later in the 19th century there were small regional publications dealing with single individuals of local interest. Examples of such works include Frances Blair's 32-page Memoir of Margery Jackson, the Carlisle miser and misanthrope (Carlisle 1847) and in the United States the 46-page Lochy Ostrom, the maiden miser of Poughkeepsie; or the love of a long lifetime. An authentic biography of Rachel Ostrom who recently died in Poughkeepsie, N.Y., aged ninety years, apparently very poor, but really wealthy (Philadelphia 1870).

One trait of misers arising out of the accounts about them was their readiness to incur legal expenses where money was involved. Daniel Dancer was notorious for spending five shillings in an unsuccessful effort to recover three pence from a shop woman. He was also involved in a lawsuit with his equally miserly brothers when his sister died intestate, although this time he was more successful. In the same century, Margery Jackson was involved in an epic Chancery suit between 1776 and 1791 over a family inheritance. The American Hetty Green, who despite being a multimillionaire had also a reputation as a miser, involved herself in a six-year lawsuit to obtain her aunt's fortune, only to have it proved against her that she had forged the will. More modern times yield the Chinese example of an 80-year-old affronted by being called a miser in a poem by his son-in-law. Blaming his hospitalization with Parkinson's disease three years later on this, he sued his daughter for medical fees and 'spiritual compensation'.

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